GINGER COUNTY gives you a golden opportunity to step up in life and enjoy a lifetime you have envisioned only in your dreams. Be it the luxurious amenities we have made with exquisite layout and landscaping, every nook and corner of GINGER COUNTY has been crafted with precision and care to give you elegance, style and grandeur in every aspect.
Ginger County is brought to you by Synthite Realty, the property development division of Synthite Industries Ltd., a conglomerate with an annual turnover of over $125 m and diversiﬁed interests which includes bio-ingredients, spices, farm tech, hospitality and wind energy. Ginger County is the fourth residential project of Synthite Realty, after Riviera Retreat, Spice Villas and Vanilla Grove. A niche player in property development, Synthite Realty focuses on creating living spaces that present a ﬁne blend of aesthetics and functionality.
Tucked away from the hustle and bustle of city life, the luscious villas in GINGER COUNTY is located at Kolenchery. These 10 exquisite villas are aesthetically laid out over 1.34 acres of land with wide open space and wide road, close to smart city Cochin. All villas are facing the garden, park and club house. Not too close yet not too far from the city lights. We have picked the ideal location for you to retreat to your own personal heaven. Come choose and own your heaven and create eternal memories that will last a lifetime.
Home makers will describe it as the perfect blend of the city and the country side. GINGER COUNTY is a place where every dream will come true. Open air, verdant hills and valleys, adding to these is a laid back freedom of a refined suburban life. You will get moved to a magic land by the calm and quite atmosphere stirred up only by the whistling meadows, the melody of bird songs and the rhythmic roar of the waves of distant horizon. We believe in giving back whatever we take from the nature.
Income : Rs. 50,000
Total EMI’s being paid : Rs. 10,000
EMI to Income Ration : 20% [10,000 / 50,000]
Rule of thumb EMI to Income Ratio: 50% [lenders assume you will need half salary for living expenses].
Total Borrowing Capacity : 50% * Rs. 50,000 = Rs. 25,000
Total Incremental EMI that individual can afford : Rs. 25,000 – Rs. 10,000 = Rs. 15,000
Basis this EMI, total additional loan that may be sanctioned at an interest rate of 10% over 20 years = Rs. 15,00,000
LOAN APPLICATION IS LIKELY TO GET APPROVED
Income : Rs. 1,00,000
Total EMI’s being paid : Rs. 50,000
EMI to Income Ration : 50% [50,000 / 1,00,000]
Rule of thumb EMI to Income Ratio: 50%
Total Borrowing Capacity : 50% * Rs. 1,00,000 = Rs. 50,000
Total Incremental EMI that individual can afford : Rs. 50,000 – Rs. 50,000 = Rs. 0
Basis this EMI, total additional loan that may be sanctioned at an interest rate of 10% over 20 years = Rs. 0
LOAN APPLICATION IS LIKELY TO GET REJECTED
1. Copy of Pan Card
2. Address Proof And Id Proof
3. Clear passport sized photo
4. Original Bank Statement for last 6 months
5. Last 6 months Payslips
6. Last 3 years FORM 16
7. HR manager /Reporting officer Name ,Contact Number E Mail , Company Website
8. ECS For Repayment